Insurers have marked the first most expensive semester since 2011

The losses of global insured for the first half of this year reached $ 84 billion, according to a recent Gallagher Re – the highest half -semester report in the first half since 2011.

Violent storms in the United States with a wind, lightning and harmful hail cause losses for insurers over $ 30 billion, according to the report by the global reinsurance broker. These severe convective storms represent 39% of losses in the world in the first half of 2025.

The damage is expensive. In the United States, 11 different storms have produced assured losses of at least $ 1 billion – and three of these storms cost insurers more than $ 2 billion.

An epidemic of historical storm from March 13 to 16 generated at least 118 tornado affected in 15 states and resulted in 43 deaths. Complaints are still under processing, but Gallagher Re said that it expects assured losses to approach $ 7.7 billion, making it the most expensive severe storm event in modern history.

Gallagher Re said that 2025 is on a clear track to exceed $ 100 billion in insurance loss for the full year, calling the threshold “a new reality of the market”.

Insurers have to face a variety of concerns related to weather conditions. Halm is a huge problem, indicates the report – more frequent storms that produce a damaging hail cause significant losses for insurers.

Meanwhile, forest fires Palisades and Eaton in South California in January are responsible for $ 40 billion in insured losses, the most expensive individual forest events ever registered for insurers and reinsurers.

Flowing housing costs also feed the significant growth in the losses guaranteed. Higher prices associated with materials and labor means insurers pay more to repair or replace houses, buildings and vehicles. And people continue to choose places vulnerable to bad weather or fire.